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This giveaway closed on Sep 30, 2026. The details are kept for reference;see live giveaways like it.
2026 Cadillac XT5 giveaway from PSFCU
Photo: Polish & Slavic Federal Credit Union

PSFCU giveaway

2026 Cadillac XT5

PSFCU Q3 50th Anniversary Sweepstakes

$60,000
What you'd owe in tax if you win
Closed Sep 30, 2026
Free entry by mail

Official rules archived Sep 20. No purchase necessary.

Prize value
$60,000
Free mail-in
2 entries
Drawing
~Oct 16

How to enter

Buy entries

On PSFCU's site

  • The rules we archived don't set a purchase rate; check the sponsor's page.

Free entry

2 entries per card

  • 3" x 5" index card inside a #10 business envelope
  • Mail by Sep 30, 2026
Step-by-step mail-in
Never miss a deadlineFree email alerts when new car giveaways open and 48 hours before they close.Get free alerts

No purchase necessary

How to enter free by mail

Second-checked Sep 20
MAIL BYSEP 302026

Mail by Sep 30, 2026

Sep 30

Postmarked by Sep 30, and it must arrive by Oct 7. Not before Jul 1.

Write on the card

  1. 1first name, last name
  2. 2address
  3. 3city, state, zip code
  4. 4telephone number (including area code)
  5. 5date of birth
  6. 6email address

Mail to

Q3 Polish & Slavic FCU 50th Anniversary SweepstakesPO Box 427Newark, NY 14513

Exactly as printed in the rules. A different address can void the entry.

The mail piece

What to mail
3" x 5" index card inside a #10 business envelope
Each mail-in is worth
2 entries
Card writing
Typed or printed allowed
Envelope writing
No envelope
Written by you personally
Required
Cut printer paper
Not allowed, use card stock
One entry per envelope
Yes, one each
Return address
Not stated in rules
Metered postage
Not stated in rules

Worked example

A mocked-up entry built from this giveaway's rules, with made-up details. Match the layout, not the ink color, unless one is specified.

Card · 3" x 5"

John Doe

123 Main Street

Anytown, ST 12345

(555) 555-5555

01/01/1990

john.doe@example.com

Typed or printed allowed · card stock required

Envelope

John Doe

123 Main Street

Anytown, ST 12345

Forever stamp

Q3 Polish & Slavic FCU 50th Anniversary Sweepstakes

PO Box 427

Newark, NY 14513

No envelope

What you'll need

Supplies guide
  • 3 x 5 index cardsThe size most mail-in rules ask for. A 500-pack costs a few cents a card.Amazon
  • #10 envelopesStandard business size; fits a folded or flat 3 x 5 card. Buy security-tint so the card isn't visible.Amazon
  • Black gel pensSome rules require black ink, and legible handwriting is what gets a card counted.Amazon
  • Envelope moistenerA sponge-tip moistener seals a stack of envelopes in minutes.Amazon

Forever stamps are cheapest at the post office or usps.com.

Limits

  • Max 25 mail-ins per person for the whole promotion
  • Max 50 entries per person for the whole promotion (all entry methods combined)

What it costs, and what it's worth

Per mail-in
$0.88
stamp and materials
Per entry, mailed
$0.44
Max mail-ins
25
Cost to max out
$22.00
Read the mail-in paragraph from the official rules
From the official rules
“Alternate Method of Entry (AMOE): To enter the Sweepstakes without becoming a Member (or to obtain the maximum number of entries allowed for this Sweepstakes in combination with Membership), Entrants may enter by mail as follows: On a 3” x 5” index card legibly handprint or type your first name, last name, address, city, state, zip code, telephone number (including area code), date of birth and email address. Mail your completed 3” x 5” index card in a #10 business size envelope to: “Q3 Polish & Slavic FCU 50 th Anniversary Sweepstakes”, PO Box 427, Newark, NY 14513. Mail entries must be received by October 7, 2026 to be considered eligible for the Sweepstakes. Each envelope is considered two (2) entries into the Sweepstakes. The maximum number of envelopes that may be submitted is twenty-five (25).”

From the fine print

What the rules say

8 notes

Disqualifiers1

Any one of these can void an entry or a win.

  • Putting more than one entry/card in the same envelope makes that envelope's entries ineligible -- one card per envelope only.

    Show the rules' wording· HOW TO ENTER / AMOE

    “Multiple entries submitted by a single Entrant in the same envelope or exceeding the entry limit above will not be considered eligible.”

Advantages3

Things in the rules that work in your favor.

  • Typed entries are explicitly allowed on the index card, not just handwriting -- unusual among mail-in sweepstakes, which usually require handprinting.

    Show the rules' wording· HOW TO ENTER / AMOE

    “On a 3” x 5” index card legibly handprint or type your first name, last name, address, city, state, zip code, telephone number (including area code), date of birth and email address.”

  • The mail-only AMOE route can reach the full 50-entry-per-person cap on its own (25 envelopes x 2 entries = 50), the same overall cap that applies in combination with membership -- a non-member mailing entrant loses no ground versus a long-time PSFCU member.

    Show the rules' wording· HOW TO ENTER

    “In the event an Entrant enters the Sweepstakes via a combination of Membership and the AMOE, the maximum number of entries he/she will be allowed is fifty (50), even if the total number of entries submitted exceeds fifty (50).”

  • No purchase or PSFCU banking relationship of any kind is required to enter or win.

    Show the rules' wording· Official Rules header

    “NO PURCHASE OR BANKING RELATIONSHIP NECESSARY TO ENTER OR WIN. A PURCHASE OR BANKING RELATIONSHIP OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.”

Costs1

  • Grand Prize winner must personally retrieve the vehicle within 30 days of delivery notification (delivered to a site within 75 miles of the winner, at Sponsor's cost) or forfeit it.

    Show the rules' wording· PRIZE

    “The Grand Prize Winner must personally retrieve the Grand Prize within thirty (30) days of written notification of delivery and must present adequate personal identification and evidence of legally required insurance (if applicable in his/her state of residence), or the Grand Prize will be forfeited without compensation of any kind”

Oddities3

  • Unlike the Q1 and Q2 rules (which say entries must be 'postmarked by' the period end date AND received by a later date), the Q3 AMOE clause states only a received-by date (Oct 7, 2026) with no explicit postmark-by deadline. Mail well before Sep 30 (the Sweepstakes Period end) to be safe.

    Show the rules' wording· HOW TO ENTER / AMOE

    “Mail entries must be received by October 7, 2026 to be considered eligible for the Sweepstakes.”

  • The AMOE dispute-resolution clause references entries 'submitted via email,' but the HOW TO ENTER section never actually describes an email entry method -- only membership and postal mail are offered. Likely leftover boilerplate; do not rely on emailing an entry.

    Show the rules' wording· HOW TO ENTER

    “the entry will be deemed submitted by the Authorized Account Holder (defined below) of the PSFCU account (or, if submitted via email) the e-mail address connected with the email account listed on the AMOE entry.”

  • The entry mailing address (PO Box 427) is different from the winners'-list-request address (PO Box 458) -- both in Newark, NY 14513. Do not send an entry to the wrong box.

    Show the rules' wording· WINNER’S LIST REQUEST

    “please submit a self-addressed, stamped envelope by November 30, 2026 to “Q3 Polish & Slavic FCU 50 th Anniversary Sweepstakes ” , PO Box 458, Newark, NY, 14513.”

Entering free by mail?What to buy, what the rules allow, and how to keep the cost of a card under a dollar.Mail-in supplies guide

What you win

Prize

Grand Prize

1 winner
  • 2026 Cadillac XT5$60,000
Value per winner
$60,000
Cash instead
Not offered
Delivery
Delivered to the winner
Travel paid by sponsor
Yes
Paid toward taxes
$0
Taxes
All taxes, fees, and surcharges related to the Grand Prize are the sole responsibility of the winner; a Form 1099/W-9 process applies.
Winner must respond within
168 hours
Winner contacted by
phone, email
To claim the prize
  • Sign an affidavit
  • Sign a publicity release
  • Return a W-9
  • Show a driver's license
  • Show proof of insurance

Who can enter, and when

Eligibility and dates

Minimum age
18+
Where
US
Excluded
None listed
Driver's license
Not stated in rules
Past winners
No exclusion stated
Opens
Jul 1, 2026
Closes
Sep 30, 2026
Drawing
On or about Oct 16, 2026
Time zone
America/New_York

Before you enter

Is PSFCU legit?

What the public record shows. We list facts with sources rather than a rating, so you can judge.

  • 3 giveaways on record, the earliest from Jan 1, 2026
  • 2 published winners
  • Latest: Anna K. (Harwood Heights, Illinois) won 2026 Cadillac XT5, announced Sep 2, 2026
  • A state business registration exists for the company named in the rules
  • Drawings administered by National Sweepstakes Company, LLC
Full PSFCU profile: every giveaway, winner and company

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2026 Cadillac XT5 giveaway: FAQ

How do I enter the PSFCU 2026 Cadillac XT5 giveaway for free?

Mail 3" x 5" index card inside a #10 business envelope to Q3 Polish & Slavic FCU 50th Anniversary Sweepstakes, PO Box 427, Newark, NY 14513, postmarked by Sep 30, 2026 and received by Oct 7, 2026. Each mail-in is worth 2 entries. Follow the exact card and envelope rules on this page; a missing field can void the entry.

When does the 2026 Cadillac XT5 giveaway end?

Entries close Sep 30, 2026. The drawing is on or about Oct 16, 2026.

How much is the 2026 Cadillac XT5 giveaway worth?

The official rules put the approximate retail value at $60,000. Prizes are taxable income at their value, so the winner owes income tax on it.

Who can enter?

Entrants must be 18 or older and live in US.

Has anyone actually won a PSFCU giveaway?

Yes. PSFCU has published 2 winners that we have recorded with links to each announcement, most recently Anna K. (2026 Cadillac XT5).

Details on this page come from the official rules retrieved Sep 20, 2026 and second-checked Sep 20, 2026. If anything differs, the official rules govern. Report an error.